Explore how local law sets access
Our legal position is simple: local law comes first. If a rule in your state or district sets a different standard, that rule applies before anything on this page. Where access is permitted, we may ask for account checks, identity verification, or payment verification before you
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move money or change sensitive details. If access is not permitted, we do not provide it. The payment rails you see in the wallet—UPI, Paytm, PhonePe and Google Pay—appear only where the rail is available and allowed for that account. We also keep records needed for
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dispute handling, fraud checks and tax or audit requests, then remove or archive them according to the retention period in force. If you want a clause explained, write to us and quote the exact section.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.